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1. Consumer Protection Provisions: Additional protections required when the borrower is a consumer - include if borrower is an individual

2. Guarantor Provisions: Terms applicable to any guarantors - include if there are third-party guarantors

3. Syndication: Provisions for syndicated lending - include for larger facilities that may be syndicated

4. Tax Gross-Up: Provisions for tax treatment and gross-up obligations - include for corporate borrowers

5. Currency Provisions: Terms for multi-currency facilities - include if multiple currencies are permitted

6. Insurance Requirements: Specific insurance obligations - include if security includes physical assets

7. Data Protection: GDPR compliance provisions - include if personal data is processed

1. Schedule 1 - Facility Details: Detailed terms of the facility including limits, interest rates, and fees

2. Schedule 2 - Conditions Precedent: List of documents and conditions required before first drawdown

3. Schedule 3 - Form of Drawdown Notice: Template for drawdown requests

4. Schedule 4 - Repayment Schedule: If applicable, schedule of required repayments

5. Schedule 5 - Security Documents: List and copies of security documents

6. Schedule 6 - Financial Covenants: Detailed financial covenants and calculation methods

7. Appendix A - Compliance Certificate: Template for periodic compliance certification

8. Appendix B - Fee Schedule: Detailed breakdown of all applicable fees