Late Payment of Commercial Debts (Interest) Act 1998: Primary legislation governing commercial debt recovery, including statutory rights to claim interest, compensation for late payment, and applicable interest rates for overdue commercial debts
Limitation Act 1980: Sets time limits for bringing claims, particularly the 6-year limitation period for simple contracts, ensuring the debt isn't statute-barred
Civil Procedure Rules (CPR): Procedural rules governing civil litigation in England and Wales, including pre-action protocols and requirements for legal proceedings if the demand is not met
Consumer Credit Act 1974: Legislation governing consumer credit and debt, including specific requirements for consumer debt collection and mandatory notices and information
Consumer Rights Act 2015: Legislation protecting consumer rights, including provisions about fairness of terms and consumer protections in contracts
Data Protection Act 2018 and UK GDPR: Legal framework for data protection and privacy, governing the proper handling of personal information in debt collection processes
Common Law Contract Principles: Established case law and principles governing contract formation, enforcement, and remedies in English law
Professional Conduct Requirements: Regulatory and ethical requirements for legal professionals when sending demand letters, particularly relevant if being sent by a solicitor
