UK GDPR and Data Protection Act 2018: Core data protection legislation governing how personal information must be handled in account statements, including requirements for data processing, storage, and individual rights
Privacy and Electronic Communications Regulations (PECR): Specific rules for electronic communications and marketing, relevant when sending electronic account statements
Financial Services and Markets Act 2000: Primary legislation governing financial services in the UK, setting out regulatory framework for financial institutions and their communications
Payment Services Regulations 2017: Regulations governing payment services, including requirements for transaction information and statement content
Consumer Rights Act 2015: Legislation protecting consumer rights, affecting how information must be presented and what terms can be included in statements
Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair practices, affecting how information must be presented in statements
Financial Services (Distance Marketing) Regulations 2004: Rules governing financial services provided at distance, including requirements for electronic statements
Banking Act 2009: Primary banking legislation affecting how banks must communicate with customers and maintain records
Consumer Credit Act 1974: Legislation governing consumer credit, including specific requirements for credit account statements
Money Laundering Regulations 2017: Anti-money laundering requirements affecting record-keeping and transaction reporting in account statements
Proceeds of Crime Act 2002: Legislation related to criminal proceeds and money laundering, affecting transaction monitoring and reporting requirements
Equality Act 2010: Legislation requiring reasonable adjustments for accessibility, affecting statement format and availability options
Electronic Communications Act 2000: Legislation governing electronic communications, relevant for electronic statement delivery and digital signatures
