A Loan Amendment Agreement is used when parties to an existing loan facility need to modify specific terms without creating an entirely new agreement. This document, governed by Singapore law, typically becomes necessary when business circumstances change, requiring adjustments to repayment terms, interest rates, security arrangements, or other loan conditions. The agreement must comply with Singapore's regulatory framework, including the Banking Act and MAS guidelines, and should clearly reference the original loan agreement while detailing all approved changes.
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1. Parties: Identification of lender and borrower with full legal names and registration details
2. Background: Details of original loan agreement, including date, parties, and reason for amendment
3. Definitions: Key terms used in the agreement, including defined terms from original agreement and new terms
4. Amendments: Specific changes to the original agreement, clearly outlined with reference to original clauses
5. Confirmation: Confirmation that all other terms of the original agreement remain unchanged and in full force
6. Effective Date: Specification of when the amendments take effect
7. Governing Law: Confirmation of Singapore law governance and jurisdiction
1. Additional Security: Details of any new security or collateral being added to the loan agreement
2. Conditions Precedent: New conditions that must be satisfied before amendments become effective
3. Fees and Expenses: Details of any costs or fees associated with the amendment process
1. Schedule of Amendments: Detailed list of all specific changes being made to the original agreement
2. Amended Repayment Schedule: Updated payment terms and schedule if payment terms are being modified
3. Original Loan Agreement: Copy of the original loan agreement being amended
4. Required Consents: Copies of any required third-party consents or regulatory approvals
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