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1. Special Purpose Provisions: Additional terms for specific purposes (e.g., student visa requirements, work permit conditions)

2. Third Party Rights: Terms regarding rights of educational institutions or employers to receive account confirmations

3. Online Banking Services: Terms for digital access to account information and services

4. Emergency Access Provisions: Conditions for accessing blocked funds in emergency situations

5. Multiple Account Holders: Additional terms for accounts with multiple holders or authorized signatories

6. Foreign Currency Provisions: Special terms for handling foreign currency transactions and exchanges

1. Schedule 1 - Fee Schedule: Detailed breakdown of all applicable fees and charges

2. Schedule 2 - Required Documentation: List of documents required for account opening and maintenance

3. Schedule 3 - Withdrawal Schedule: Detailed schedule of permitted withdrawal amounts and timing

4. Appendix A - Account Opening Form: Standard form for collecting account holder information

5. Appendix B - Specimen Signatures: Document for recording authorized signatures

6. Appendix C - Data Protection Notice: Detailed information about personal data processing and protection