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Banking Act (Cap. 19): Primary legislation that regulates banking business and financial institutions in Singapore, including provisions on credit facilities and lending practices

Monetary Authority of Singapore Act (Cap. 186): Establishes regulatory framework for financial institutions and contains provisions on monetary and credit policies

Securities and Futures Act (Cap. 289): Relevant for loan agreements involving securities or financial instruments, including provisions on licensing and market conduct

Civil Law Act (Cap. 43): Contains fundamental contract law principles and regulations on interest rates and charges in Singapore

MAS Guidelines on Fair Dealing: Regulatory guidelines issued by MAS governing fair dealing principles in financial transactions

MAS Guidelines on AML/CFT: Regulatory guidelines on Anti-Money Laundering and Countering Financing of Terrorism requirements

MAS Guidelines on Credit Risk Management: Regulatory guidelines for managing credit risk in lending operations

Personal Data Protection Act 2012: Legislation governing the collection, use, disclosure, and care of personal data in Singapore

Common Law Contract Principles: Principles derived from case law that govern contract formation, interpretation, and enforcement in Singapore

Unfair Contract Terms Act: Legislation controlling the use of unfair terms in contracts and protecting against unreasonable exclusion clauses

Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and may apply to certain loan agreements

Moneylenders Act: Regulates moneylending business in Singapore and may be relevant depending on the nature of the lending arrangement